老後資金（リタイアメント）計算機
老後に必要な貯蓄額を見積もり、資産の成長を時間軸でシミュレーションします。
サンプルシナリオを試す:
老後資金サマリー
0
$0
$0
$0
--
$0
老後資金の分析
上のフォームに入力すると、詳細な分析が表示されます。
推奨アクション
上のフォームに入力すると、個別の推奨が表示されます。
Retirement Planning Guide
Planning for retirement is one of the most important financial decisions you'll make. Our calculator helps you understand if you're on track.
Key Factors:
- Start saving early to benefit from compound growth
- Consider inflation's impact on your purchasing power
- Account for healthcare costs in retirement
- Diversify your investments for better returns
Retirement Rules of Thumb:
- Save 15% of your income for retirement
- Have 25x your annual expenses saved
- The 4% withdrawal rule for sustainable income
- Social Security will replace ~40% of pre-retirement income
Future Value Formula
FV = PV × (1 + r)ⁿ + PMT × [((1 + r)ⁿ - 1) / r]
Where:
FV = Future Value
PV = Present Value
PMT = Monthly Payment
r = Monthly interest rate
n = Number of periods
Pro Tips:
- Take advantage of employer 401(k) matches
- Consider Roth IRAs for tax-free growth
- Increase contributions when you get raises
- Review and adjust your plan annually