Calculatrice d'épargne retraite
Planifiez votre retraite en estimant le montant à épargner et la croissance de votre épargne dans le temps.
Try Example Scenario:
Résumé retraite
0
$0
$0
$0
--
$0
Analyse retraite
Remplissez le formulaire pour voir l'analyse détaillée.
Retirement Planning Guide
Planning for retirement is one of the most important financial decisions you'll make. Our calculator helps you understand if you're on track.
Key Factors:
- Start saving early to benefit from compound growth
- Consider inflation's impact on your purchasing power
- Account for healthcare costs in retirement
- Diversify your investments for better returns
Retirement Rules of Thumb:
- Save 15% of your income for retirement
- Have 25x your annual expenses saved
- The 4% withdrawal rule for sustainable income
- Social Security will replace ~40% of pre-retirement income
Future Value Formula
FV = PV × (1 + r)ⁿ + PMT × [((1 + r)ⁿ - 1) / r]
Where:
FV = Future Value
PV = Present Value
PMT = Monthly Payment
r = Monthly interest rate
n = Number of periods
Pro Tips:
- Take advantage of employer 401(k) matches
- Consider Roth IRAs for tax-free growth
- Increase contributions when you get raises
- Review and adjust your plan annually