Advanced Real Estate Investment Calculator

Try Example Scenario:

Property Details

Operating Details

Disposition Details

How to Use This Analyzer

This powerful tool lets you analyze property investments and compare multiple scenarios side-by-side. Here's how:

Quick Single Calculation

Fill in your property details (purchase price, down payment, rent, expenses, etc.) and click "Calculate". You'll instantly see the IRR for different holding periods.

Compare Multiple Scenarios

Step-by-step workflow:

  1. Fill in your first scenario (e.g., "Conservative Estimate")
  2. Click "Save for Comparison"
  3. Adjust key parameters (down payment, rent growth, appreciation rate, etc.)
  4. Click "Save for Comparison" again for the second scenario
  5. Click "Calculate" to see all scenarios compared side-by-side

Tip: You can save 2-5 scenarios to compare different strategies (aggressive vs. conservative, high leverage vs. low leverage, etc.)

Holding Period Analysis

Results automatically show IRR for 10, 15, 20, and 30 years. Want to see a specific holding period like 7 or 12 years? Enter it in the "Add Year" box above the table—it will automatically recalculate!

Edit & Delete Scenarios

Saved scenarios appear as cards below the form. Click the edit icon to load a scenario back into the form, or delete to remove it from comparison.

Pro tip: Try the example scenarios ("Rental Property" or "Fix & Flip") to see how the calculator works, then customize the values for your own property. For deeper insights, read our guide on Real Estate IRR.

Analysis Comparison

Time Period

Frequently Asked Questions (FAQ)

What is a good IRR for Real Estate? ▼

For rental properties, a "good" Internal Rate of Return (IRR) typically ranges from 8% to 12% for stable, long-term holds. For riskier value-add projects or "fix and flips", investors often target 15% to 20%+ to compensate for the additional effort and risk.

IRR vs. Cash-on-Cash Return: What's the difference? ▼

Cash-on-Cash Return only measures the annual cash flow relative to your invested cash. It ignores appreciation and loan paydown.

IRR is more comprehensive. It accounts for cash flow, principal paydown (equity build-up), AND property appreciation over time. IRR gives you the total picture of your investment's performance.

How does leverage (loan) affect IRR? ▼

Positive leverage occurs when your property's return (Cost Cap Rate) is higher than your mortgage interest rate. In this scenario, borrowing money boosts your IRR significantly because you are earning a spread on the bank's money. However, leverage also increases risk if property values fall.